Free credit counseling services Oakland County Michigan.
Several non-profit credit as well as housing counseling agencies operate across Pontiac, Farmington, and all of Oakland County Michigan. The organizations offer confidential programs, many of which are free or low cost. For example, access general credit counseling, get information on foreclosure prevention and mortgage assistance programs, enter into debt management plans, and get bankruptcy assistance. The leading agencies to call are noted below, as well as more details on the services provided.
Most of the Oakland County non-profits offer both financial counseling and coaching to families as well as individuals who are interested in improving their personal finances. They can help clients get advice on how to pay bills, debts, credit cards and loans, whether personal, car loans or home mortgages. They also help Oakland County families budget and save money, including for emergency savings or their retirement. Paying down credit card debt is also a major focus.
The exact types of programs will vary, but in general counselors can provide free credit counseling, budgeting and help with setting as well as meeting financial goals. Or enroll into credit repair, and much more. For example, one of the products offered to qualified individuals are low cost debt management plans or may free HUD certified foreclosure counseling.
Greenpath Debt Solutions - Consumer Credit Counseling Service Of Oakland County Michigan - Farmington Hills Office
Address: 38505 Country Club Dr. Suite 120
Farmington Hills, Michigan 48331
Telephone number - (800) 550-1961
Greenpath is a national non-profit credit counseling agency, and this is one of their local Oakland County Michigan offices. They work with lenders, credit card companies, and banks to help individual’s access debt management plans, foreclosure assistance, and enroll into free or low cost credit counseling/repair services.
NOVADEBT
28124 Orchard Lake Rd. Suite 102
Farmington, Michigan 48334
Dial (800) 992-4557
Lighthouse Community Development
46156 Woodward Ave.
Pontiac, MI 48342-5033
Main office phone number - (248) 920-6200
An Oakland County HUD certified foreclosure counseling agency. Learn about both federal and state mortgage programs. Get help in negotiating loan modifications with your lender. Other programs can provide first time home buyers with advice on buying a new home or saving an existing one, and help people improve credit.
OLHSA, The Oakland County Community Action Agency
Location - 196 Cesar E. Chavez Ave.
Pontiac, Michigan 48343-0598
Dial (248) 209-2600
Meet with a counselor for budgeting as well as other financial assistance for bills, debts, and more. This is a non-profit in Oakland County that focuses on anti-poverty programs, including building emergency saving as well as budgeting. Find other financial aid from OLHSA.
Greenpath Debt Solutions - Consumer Credit Counseling Service Of Michigan- Southfield Office
Primary office 26555 Evergreen Rd. Suite 1060
Southfield, MI 48076
Dial (800) 550-1961 for hours and information on credit and debt assistance programs. Get assistance online, over the phone, or in person. Even learn about negotiating medical debt.
Community Housing Network
Location is 570 Kirts Blvd. Suite 231
Troy, Michigan 48084
Telephone number - (248) 269-1315
National Debt Management, Inc.
17520 West 12 Mile Road, Suite 105
Southfield, MI 48076
248-200-2106
A federal government certified credit counseling agency. Income qualified Oakland County families can get help. Get free advice on reducing car or title loans, consolidating debt (medical or credit card), advice on pros and cons of bankruptcy and so much more.
High Place Community Outreach
Phone number - 248-418-0204
313 E.Walton Blvd.
Pontiac, Michigan 48340-1274
More focuses on foreclosure and mortgage programs. Some help may be offered for paying debts or improving credit too.
Greenpath Debt Solutions - Consumer Credit Counseling Service Of Michigan - Troy Office
Address - 5700 Crooks Rd. Suite 202
Northfield Plaza II
Troy, Michigan 48098
Telephone number - (800) 550-1961
Offers many of the same programs referenced above by other Greenpath locations. Talk to a certified credit and/or HUD approved counselor for advice on paying debts, bills, mortgage, or even get help with filing bankruptcy if that is the best alternative. Mediation as well as free consolidation of loans (auto, home, payday, etc.) is offered by the counselors as well.
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