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Emergency loans in Charleston South Carolina.

When cash is needed in Charleston South Carolina, families can apply for emergency loans. There is assistance available from both private lenders as well as charities including community action agencies. Find where to get a loan in the Charleston SC community, including for people with bad credit or a low-income.

It is possible to get a personal loan, or other funds, from a payday company, car title lender, pawn shop or other organizations. All of these places provide money for paying for car repairs, bills, housing, and other expenses. The interest rates on these emergency loans, no of which have no credit check, vary, so borrowers should explore all options.

When it comes to private sector borrowing, which mostly includes payday lenders as well as title loan companies, they tend to come with higher interest rates. But they may offer loans without a credit check needing to be done, provided the applicant has an income. The state of South Carolina sets the maximum APR at 390%. These private lenders should only be used as a last resort as well as other online unsecured loan.

Other options for households, whether they have poor credit, lack savings, and have other challenges includes charities or non-profits. Organizations including community action agencies as well as credit unions in South Carolina may provide emergency loans to assist with paying bills, those the money will be more targeted. All bills to be paid by these cash loans needs to be approved in advance, but the charity may approve expenses including a car repair for work or maybe missed rent payment.

Where to get loans in Charleston SC - including for bad credit or no credit check

1st Franklin Financial

  • The address is 1890 Sam Rittenberg Boulevard Suite 116, Charleston, SC 29407. Call (843) 573-9980
  • 1309 N Main Street Suite C, Summerville, v 29483, dial (843) 873-8384
  • 8988 University Boulevard Suite 106, North Charleston, SC 29406, (843) 824-5550

ACE Cash Express – This lender has the most locations in the County. They cash paychecks, provide salary advance as well as personal loans, and other financial services. They operate as a more traditional payday lender in the Charleston County area.

  • This office is Dorchester Square Shopping Center, 4391 Dorchester Road Ste 150, North Charleston, SC 29405, dial (843) 566-0018
  • Village Square Shopping Center, 1604 Sam Rittenberg Boulevard, Charleston, South Carolina 29407, (843) 571-1827
  • 2000 McMillan Ave Ste B, North Charleston, SC 29405. Call the center at (843) 747-7544

 

 

 

Advance America – Products range from salary advances to title loans for cars. Borrowers can apply for a no or bad credit check loan too.

  • North Pointe Plaza at 7400 Rivers Ave Unit R, North Charleston, SC 29406. This location is for North Charleston. Call (843) 818-2436
  • This payday loan company is in Aviation Square Shopping Center at 6035 Rivers Ave Ste. C, North Charleston, SC 29406. Call (843) 764-2516
  • Address is 1220 Ben Sawyer Boulevard Ste. T, Mt Pleasant, SC 29464. Call (843) 971-4092
  • 1836 Ashley River Road Unit 5, Charleston, SC 29407. Main phone number is (843) 556-7430
  • Address is 1027 Folly Road Ste 2, Charleston, South Carolina 29412, main number is (843) 795-4360
  • 134 Street James Ave Unit 1, Goose Creek, South Carolina 29445. Intake number - (843) 553-5632
  • A check cashing site at 5101 Ashley Phosphate Road Ste. 115, North Charleston, SC 29418. Main number is (843) 552-9630
  • 710 Bacons Bridge Road Ste. A, Summerville, SC 29485, (843) 871-4175
  • 801-B North Main Street. Space B, Summerville, SC 29483, (843) 832-8685

Always Money

  • 136 Street James Ave, Goose Creek, SC 29445, main number is (843) 820-1308
  • AmeriCash Loans – Everything from personal loans for paying bills to debt consolidation services are offered.
  • 5635 Rivers Ave, North Charleston, SC 29406. Telephone number is (843) 308-6616
  • Main address is 1570 Sam Rittenberg Boulevard, Charleston, South Carolina 29407, (843) 573-8498

Approved Cash

1669-B Savannah Hwy, Charleston, SC 29407. Main phone number is (843) 573-0530

Auto Money Title Loans

  • The private lender address - 102 Red Bank Road a, Goose Creek, SC 29445, dial (843) 764-2536
  • 705 N Main Street, Summerville, SC 29483. Main phone number is (843) 871-1791
  • 2811 Ashley Phosphate Road, Charleston, SC 29418, (843) 793-4354
  • 3720 Rivers Ave, North Charleston, South Carolina 29406, (843) 740-1120
  • Location - 5510 Rivers Ave, North Charleston, SC 29406, (843) 744-3776
  • Address - 1756 Savannah Hwy, Charleston, South Carolina 29407. For hours, dial (843) 766-6031
  • 5075 Dorchester Road Unit 1, North Charleston, SC 29418, (843) 207-9230

Best Finance

  • 1150 Queensborough Boulevard A, Mt Pleasant, SC 29464, dial (843) 881-3335

Big Bucks Pawn Shop

  • 113 College Park Road, Ladson, SC 29456. Main telephone number is (843) 207-4312

 

 

 

 

Carolina Payday Loans, Inc.

  • 320 Old Trolley Road, Summerville, SC 29485, dial (843) 832-3142
  • Address is 2606 Ashley Phosphate Road, North Charleston, SC 29418. Main phone - (843) 553-6263
  • 3750 Rivers Ave a, North Charleston, South Carolina 29405, main phone -(843) 529-1276
  • Location is 1002 Savannah Hwy, Charleston, South Carolina 29407. Main number is (843) 571-5415
  • 1963 Sam Rittenberg Boulevard, Charleston, South Carolina 29407. Main number is (43) 766-2379

Cash America Pawn – Families can trade in jewelry, electronics, sell gold, and other items for money. Loans of up to $500 or more may be available, and this lender/pawn process is great for applicants with bad credit.

  • 1208 N Main Street #102, Summerville, South Carolina 29483. Main number is (843) 821-4355
  • This emergency lender is in Brentwood Plaza at 4400 Dorchester Road #112, Charleston, SC 29405. Main number is (843) 744-1136
  • Brentwood Plaza. Address: 4400 Dorchester Road #112, Charleston, SC 29405. Call (843) 744-1136

Cash Credit Company

  • 1316 Red Bank Road, Goose Creek, SC 29445, (843) 553-3409
  • Location is 1672 N Main Street, Summerville, SC 29483. Phone - (843) 486-0966

Cashwell Consumer Loans – Charleston County families can apply for everything from debt consolidation loans to short term emergency cash, personal loans, and more for paying their bills. Money can also be applied to rent, medical needs, and even a vacation.

  • 1812 Sam Rittenberg Boulevard Ste C-7B, Charleston, SC 29407, (843) 818-1310
  • Address is 7620 Rivers Ave #365, North Charleston, SC 29406. Main number is (843) 818-1310

Check Loans

  • 1663 Savannah Hwy, Charleston, SC 29407, (843) 763-7770
  • 3620 Ashley Phosphate Road, North Charleston, South Carolina 2941,  (843) 760-6464

Check Into Cash

  • Main address is 2049 Savannah Hwy 1/ US 17, Charleston, South Carolina 29407, main phone (843) 556-5440
  • 1625 N Main Street Suite 104, Summerville, SC 29483. Main phone - (843) 871-8400
  • Main address of the lender is 8510 Rivers Ave Suite G, North Charleston, SC 29406, phone (843) 553-8990
  • This check cashing branch is in North Charleston at 3748 Ashley Phosphate Road, North Charleston, SC 29418, (843) 767-5593

Check `n Go

  • The outlet is in Wando Crossing, Address: 1485 N Hwy 17, Mt Pleasant, SC 29464, main number is (843) 881-0070
  • 975 Bacons Bridge Road Ste 164, Summerville, SC 29485, call (843) 873-4330
  • 8316 Rivers Ave Suite B, North Charleston, SC 29406, (843) 553-8989
  • Harrell Square- 2000 Sam Rittenberg Boulevard Ste 110, Charleston, SC 29407. (843) 769-5633

Classic Loans

  • 420 Old Trolley Road, Summerville, SC 29485, (843) 871-7802

 

 

 

 

Covington Credit

  • 5900 Rivers Ave v, North Charleston, SC 29406, main phone (843) 554-7919

Credit Central, LLC

  • Location is 5900 Rivers Ave, North Charleston, SC 29406, (843) 554-5268
  • 908 Bacons Bridge Road # 15, Summerville, SC 29485, main number is (843) 821-7543

Finova Financial

  • 70 Meeting Street - 1st Floor, Charleston, SC 29401, (888) 358-4452

First American Cash Advance

  • Office address - 10150 Dorchester Road Suite 218, Summerville, SC 29485, main telephone (843) 871-3990
  • 4400 Dorchester Road Suite 102, North Charleston, SC 29405. Call (843) 740-9110 for hours on this lender.

Gene's Jewelry & Pawn – Trade in, or pawn, items for a short term, emergency cash loan.

  • Main office address - 5818 Rivers Avenue # B, North Charleston, South Carolina 29406. Main phone -  (843) 744-5744
  • 117 N Goose Creek Boulevard, Goose Creek, South Carolina 29445, main number is (843) 818-4553
  • L & B Check Cashing & Vending Outlet
  • 4337 Spruill Ave, North Charleston, SC 29405, telephone number - (843) 554-6959

Lendmark Financial Services

  • The outlet is in North River's Market, 7800 Rivers Ave #1210-A, North Charleston, SC 29406, (843) 553-5724
  • Main address - 1662 Savannah Hwy #130, Charleston, SC 29407, phone (843) 628-1023
  • 98 Davenport Street #3, Goose Creek, SC 29445, (843) 410-0862

Lenders Loans

  • 5221 SC-165, Hollywood, South Carolina 29449, main phone number is (843) 889-3235
  • 1703 Savannah Hwy, Charleston, South Carolina 29407, (843) 573-0703

Loan By Phone – Various products are offered. Clients range from minorities to Spanish speakers, the disabled, and others. An emergency loan and other financial aid may be offered up to a few hundred dollars.

  • Main address is 3748 Ashley Phosphate Road, North Charleston, SC 29418, telephone number (844) 335-5099

Loan Store

  • 65 Sycamore Ave, Charleston, SC 29407, telephone number - (843) 769-9821
  • Main address - 899 Houston Northcutt Boulevard, Mt Pleasant, SC 29464, call (843) 849-8665

Money Man Pawn – The largest pawn ship in Charleston County.

  • Main address is 135 Farmington Road, Summerville, SC 29483, (843) 851-7296
  • 2097 Savannah Hwy, Charleston, SC 29407. Call (843) 769-7296
  • This office is at 824 Folly Road, Charleston, SC 29412, (843) 762-7999
  • This pawn shop is at 1104 Johnnie Dodds Boulevard, Mt Pleasant, SC 29464. Main phone - (843) 971-0000
  • 116 S Goose Creek Boulevard, Goose Creek, South Carolina 29445. Main number is (843) 797-1702
  • B & G Center at 2000 McMillan Ave, North Charleston, SC 29405, (843) 744-6161
  • 5251 Dorchester Road, North Charleston, SC 29418, (843) 552-3236

Lowcountry Pawn & Jewelry

  • Main address is 1738 Ashley River Road, Charleston, SC 29407, (843) 769-5500

National Finance Company

  • 4365 Dorchester Road # 102, North Charleston, South Carolina 29405, (843) 554-7364

 

 

 

 

 

 

North American Title Loans

  • Location is 1910 Savannah Hwy Unit A, Charleston, South Carolina 29407, call (843) 573-9777
  • 4945 Dorchester Road, North Charleston, SC 29418. Telephone number is 843) 767-9961
  • Location is 2625 Ashley Phosphate Road Unit A, Charleston, SC 29418, call (843) 572-0306
  • Main address is 6050 Rivers Ave, North Charleston, SC 29406, call (843) 308-6609
  • Location is 2625 Ashley Phosphate Road Unit A, Charleston, SC 29418, main phone number - (843) 572-0306

North State Acceptance

  • 1904 Savannah Hwy #103, Charleston, SC 29407, (843) 212-3083

OneMain Financial – A national, private lender. No credit personal loans, check cashing, and other services are available.

  • They lend cash from an office at Aviation Square Shopping Center 6185 Rivers Ave a, North Charleston, SC 29406. Main phone - (843) 553-5868
  • Main address is 1836 Ashley River Road Ste K, Charleston, SC 29407, (843) 556-6556
  • 1643 Savannah Hwy a, Charleston, SC 29407, (843) 766-1891
  • Located in Dorchester Crossing - 7550 Dorchester Road c, North Charleston, SC 29418, (843) 767-0997

Personal Cash Loans of SC Inc

  • 5420 Rivers Ave, North Charleston, South Carolina 29406, (843) 554-7110
  • Main address is 4516 Ladson Road, Summerville, South Carolina 29485, (843) 875-7510
  • Main address is 1649 Savannah Hwy, Charleston, SC 29407, (843) 556-7600

Pioneer Credit Company

  • 6185 Rivers Ave Suite D, North Charleston, SC 29406, main number is (843) 747-4001
  • 1660 Sam Rittenberg Boulevard #8, Charleston, SC 29407, (843) 766-4660

Professional Financial Services

  • Main location is 5325 Park Forest Pkwy e, North Charleston, SC 29418, (843) 767-8038

Quick Credit

4365 Dorchester Road #109, North Charleston, SC 29405, (843) 566-0029

Regional Finance

  • 1035 Johnnie Dodds Boulevard., Suite C-7, Mt Pleasant, South Carolina 29464. For information on bill paying programs, dial (843) 849-2279
  • Address is North River's Market - 7800 Rivers Ave Suite 1450, North Charleston, SC 29406. Phone - (843) 744-8113
  • Main location is 8600 Dorchester Road Suite 203, North Charleston, SC 29420. Phone: (843) 554-0600
  • Location is 1200 Sam Rittenberg Boulevard Suite B, Charleston, SC 29407. Call (843) 723-5105
  • 1300 Savannah Hwy Suite 11, Charleston, SC 29407, (843) 377-0293

 

 

 

 

Republic Finance

  • 9730 Dorchester Road Unit 205, Summerville, SC 29485, (843) 873-3645
  • Main address is Shannon Park Center Strip Mall - 214 Street James Ave Suite 150, Goose Creek, SC 29445, (843) 797-0783
  • West Ashley Shoppes Shopping Center - 946 Orleans Road #B-4, Charleston, SC 29407. Telephone - (843) 766-3163

Security Finance

  • 960 Bacons Bridge Road #1, Summerville, South Carolina 29485, (843) 875-2296
  • Main location is 542 King Street, Charleston, SC 29403, call (843) 577-3220
  • Address is 1599 Sam Rittenberg Boulevard # C, Charleston, South Carolina 29407, call (843) 852-2877

SnapCap

701 E Bay Street #414, Charleston, SC 29403. Main number is (800) 843-0130

Southern Finance

  • Main location is 119 E 4th N Street Suite B, Summerville, SC 29483, (843) 851-0462
  • This private lender is at West Ashley Shoppes Shopping Center. Call (843) 571-0034
  • 1220 Ben Sawyer Boulevard Suite P, Mt Pleasant, SC 29464, (843) 884-6195

TitleMax Title Loans – Titles for car, SUVs, vans, and other transportation can be accepted. Cash is given for the title, and then one the loan is paid off, the arrangement ends.

  • 425 US-17 BYP, Mt Pleasant, SC 29464, (843) 856-1878
  • Main address is 100 Miles Road, Summerville, SC 29485. Phone: (843) 873-0499
  • Location is 5973 Rivers Ave, North Charleston, South Carolina 29406, telephone number - (843) 529-3643
    Main address - 1738 Savannah Hwy, Charleston, SC 29407, (843) 763-0044
  • Location - 1735 Sam Rittenberg Boulevard, Charleston, SC 29407, (843) 852-9610
  • Main address - 761 Folly Road, Charleston, SC 29412, (843) 795-2412
  • Main address: 114 Street James Ave Suite A, Goose Creek, SC 29445, (843) 553-8022

World Finance

  • 4365 Dorchester Road Ste 106, North Charleston, SC 29405, (843) 554-8400
  • Quadrangle at 630 Skylark Dr Ste C, Charleston, SC 29407. Main number - (843) 571-3400
  • 472 Meeting Street Ste B, Charleston, SC 29403, (843) 722-2966
  • 5900 Rivers Ave Unit J, North Charleston, SC 29406, main phone - (843) 554-1252
  • 205 N Goose Creek Boulevard Ste 104, Goose Creek, South Carolina 29445. For hours, dial (843) 797-3920
  • 1525 Old Trolley Road Ste D, Summerville, South Carolina 29485, (843) 871-9760
  • Main address of the lender - 1220 Ben Sawyer Boulevard Ste Q, Mt Pleasant, SC 29464. Telephone - (843) 881-9934

 

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By Jon McNamara

 

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