A nonprofit organization that aims at helping the low income and reducing poverty is ACCORD Corporation. The company provides a number of services and financial assistance programs throughout the counties of Cattaraugus and Allegany in New York. Food, loans for cars, Head Start and homeless prevention / rent assistance are just some examples of the services.
Several solutions are administered. Rent, security deposit assistance and Homelessness Prevention and Intervention programs from ACCORD Corporation is offered. The tends to provide assistance to homeless people, and sometimes this is also available from a loan. They can get aid through the Homelessness Prevention program, whose aim is preventing eviction situations as well. Emergency, short term housing assistance is available to all people facing difficulties. Call or visit one of their locations listed below.
Some of the supportive services of ACCORD Corporation for low-income individuals and families in need of rent help include Crisis Counseling, Case Management, Eviction and Foreclosure Intervention Advice, Landlord Mediation and coordination of Existing Support Services within the Community, Rental Assistance Funds, and Budgeting.
Other housing resources are offered. Some of the additional assistance programs for qualified applicants include help with locating an apartment, grants for rent, security deposits, mortgage, moving expenses and utility bills. Or more counseling type support is landlord mediation services, and free foreclosure prevention.
Section 8 Rental Assistance provides housing assistance to very low-income and working families. This is a federally funded program that enables families to obtain decent, affordable, safe, and sanitary housing by providing financial assistance in the form of a portion of the tenant's monthly rent.
The subsidy is paid directly to the property owner by ACCORD and a local PHA. Eligible candidates for the Section 8 Rental Assistance Program are income qualified residents of condos, apartment buildings, single family dwellings and mobile homes.
Mortgage help may be available as a result of a partnership with Legal Assistance of Western NY, Inc. They are providing a Sub Prime Foreclosure Prevention Counseling Services to ensure resources and advice is offered to participants and local homeowners.
Other partners of the mortgage assistance program are many. They include Legal Assistance of WNY, Cattaraugus Community Action, Catholic Charities of Chemung/Schuyler Counties, Chautauqua Home Rehabilitation and Improvement Corp., Keuka Housing Council, Inc., Pathstone Corporation, Rural Revitalization Corporation, Seneca Housing, Inc., and the non-profit Tri County Housing Council. The government and New York State Division of Housing and Community Renewal fund the program.
Home Repair and Improvement Grants for qualified applicants can help the elderly and very low income. The applicants must live in the home that has their name on the legal contract (deed). In addition, they need to carry homeowner's insurance and the property taxes need to be paid and in their name.
Signing a low interest Loan, Note and/or Mortgage is required after the grant is provided to the applicant. Recipients must state that they will maintain the improved housing unit as their principal place of residence for a few years. Then what happens is if the recipients fail to stick to the agreement, they need to repay the entire grant amount.
Or look into the Affordable Housing Corporation Program. This is for low-income and moderate income homeowners who reside in Allegany County. They are eligible to use the services of which assists in the home improvement project by providing grants of more than 50% of the total cost of the repairs. The remaining 40% or so of the cost the program participant is required to pay on their own.
ACCORD’s HOME Program assists with costs related to improving the home and bringing it up to New York State approved health and safety codes. The grants are provided to low-income homeowners in the Allegany County region.
Housing and rental counseling services provide help with many aspects of home ownership, rentals and housing issues. It offers a variety of programs like Homebuyer Education Workshops, which provide help with budgeting, credit repair, shopping for a home, buying a home, or the mortgage application process. In addition, home and financial maintenance services are also available.
Or look into Pre-Purchase Counseling, which will tackle budgeting and credit counseling services. These are provided by ACCORD. One-on-one counseling offers assistance to people who are in the pre-purchase phase.
Or of course Foreclosure Prevention assists in preventing foreclosure on your home by providing one-on-one counseling. Highly trained specialists work with clients in Cattaraugus County and other areas on this services. This touches upon budgeting, information on government resources, mediation with your mortgage company, referrals to local programs and other services are available.
Zero or low interest vehicle loans from ACCORD Corporation are available. The non-profit is aware of the fact that working people have different challenges. Sometimes they need help buying a car, so the non-profit will assist with acquiring cheap transportation that is also reliable. So, getting to and from work safely can be pretty stressful and in some cases lack of transportation is the main cause of losing a job. So the agency provides can loans with as low as 0% interest rates for repair work or even vehicle replacement.
A Food Pantry is run by ACCORD Corporation and its partners in western New York. The community action agency provides a 7 - 10 day supply of nutritious food, perishables or meals every three months to the needy through Emergency Food Pantry program. Any low-income or homeless person who is experiencing a crisis is eligible for the program and is welcome to contact the agency.
Preschool aged children from low-income families can enroll in the Head Start, which is a program funded by the federal government. A variety of educational activities like free medical and dental screenings, social development, free meals and snacks are available to the children participating in this ACCORD sponsored program. The main goal of the Head Start is to help children between the ages of 3 and 5 years old succeed in school.
The program also provides services for the children in Cattaraugus County with disabilities. In addition, pregnant women, infants, newborns, and toddlers can use the services of Head Start program. The early childhood education services are available to all children and students from low-income families. The overall goal of the program is promoting school readiness by improving their cognitive, emotional and social development. Parents can choose to use the services for their children at the local centers or in their homes.
ACCORD Corporation will arrange nurturing environment for toddlers and infants via the Early Head Start program. Infants and toddlers from birth to 3 years of age can use the services at the Cattauraugas or Allegany centers or their home. The program offers services that are appropriate for pregnant women as well.
A wide range of services are provided by these various Head Start programs. Some of the assistance includes free vision and hearing screenings, access to a safe learning environments, healthy meals, and developmental goals. In addition, links to community resources in Allegany County and referrals to additional screenings or evaluations are also available as needed. Both programs provide services for children with special needs. Eligibility to participate in the Head Start and Early Head Start programs is determined by ACCORD Corporation and depends on federal government income eligibility requirements.
Additional social services from ACCORD are help with reducing costs related to medical and professional counseling services, free clothing and furniture, and accessing assistance in employment, job training, substance abuse treatment, and other support.
ACCORD Corporation has several access centers located in a few places in the counties. Call them for information and/or referrals.
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