Our society is fast-paced with a high demand for instant gratification with lots and lots of distractions along the way. Food is definitely a part of that equation. It is easier to roll through a drive through or drive to a restaurant after a long day verses facing the daunting task of preparing and eating meals at home for you and your family. The problem is eating out all the time takes away from your health, quality time with your loved ones and is super expensive especially when you add it all up over the course of a year.
Why do the poor gamble much more than others? Multiple studies show, including from Florida Family Policy Council as well as University at Buffalo Research Institute on Addictions (RIA), that very low income households have an almost 100% higher rate of gambling than the general population. They tend to use the lotto much more, go to casinos a little more frequently, and wager money in other ways. The rate of addiction to gambling is also much higher.
With the summer months upon us, air conditioning usage and energy bills increase for most households. Here are a few ideas for saving money. The tips we have can help make your home more energy efficient during the hot weather months as well as lead to a longer life for an air conditioning unit.
*Keep your kitchen area cool. If possible, use the microwave or a toaster oven verses cranking up an oven as these appliances use considerably less energy to heat up food. After all, using an oven gives off radiant heat, and you then just need to run the AC unit even longer to offset that. Consider using a slow cooker or eating a meal that does not require any heat to prepare.
We have some tips on what type of insurance to buy and how to go about it. After extensive research, we have complied this list of certain coverages to be aware of, myths to the process, and steps shoppers should be taken.
The United States has benefited from hundreds of billions of dollars being spent on drilling for natural gas and oil over the last several years. There has been fracking, off-shore wells, and other investments made. Some experts are now predicting that the price of natural gas can go to a record low of $1 per therm or even lower as a result of this. So what will happen to your monthly utility bill if this occurs?
Unfortunately it is impossible to say, but your monthly bill should be lower in the future. The price per therm in the mid 2000s was over $10 in many parts of the country. So that means that over the last decade the total cost is about 10-20% of what it was. The reduction is strictly the result of all the investments that have been made in the energy industry in the US.