Cold winter weather has hit with a blast. Now is the time to prepare as much as possible, so you can reduce your 2018 heating bills, save money, and use energy in a more efficient manner. Preparing now will not only help you reduce your household expenses, but it is also good for the environment.
Millions of Americans struggle to pay their medical bills, and 11.7% of Americans lack health insurance according to Gallup. We understand that health care is expensive, but the fact is one of the easiest ways to save money is to live a healthy lifestyle. Unfortunately for the 40% of adults who are obese according to the 2017 National Center for Health Statistics study, they are not living healthy.
One of the most effective way to give back to less fortunate children is to donate to a 2017 Toys for Tots program. They operate nationwide, in most of the mid to larger sized cities, towns, and counties. Even some smaller, less populated parts of the county offer one of these campaigns.
According to the FDIC, American households are falling further behind on their bills. In total they carry over one trillion dollar in revolving credit card debt. In addition to that, the number of credit cards opened continues to increase as well, with more accounts being opened, and total interest costs also increasing year over year.
The more than 70 million Americans who receive social security benefits will receive a 2% increase in their 2018 payments. Since the Consumer Price Index (CPI) increased two percent over the last 12 months, this will be the amount of the Cost of Living Increase (COLA).